The first is not 100% guarantee that your money will remain safe and sound, which of course can not be said of the bank deposit.

At the bank you trust your money to graduates who know what they're doing ... you're giving money to them, and they are someone else, and all these banks have paid ten times more per month than the bank for you.

In PAMM-invest, as a rule, you trust your money manager, which is due to them dramatically increases your turnover and profit deducts half of you. Conditions are much cheaper than a bank, does not it?

If you take in the PAMM-e lower interest rate per month, which is about 10%, while the average bank in the year, you get the same percentage. Accordingly, we note that the PAMM profitable at 12 times the minimum. Approximately 70% of all traders - those traders who know their stuff! This means that our success rate will be 0.7.

Now, we calculate that it is cheaper.
For the bank: 1 (our luck) * 1.1 (our deposit in a year) = 1.1
For PAMM: 0.7 * 2.2 = 1.54

You see with your own eyes that the PAMM though is more dangerous, but still after a year you get more profit from it, and this calculation, if all three fail, and the trader of your money will not remain a single cent.

But do not forget that:

Read the full article PAMM-Investing or bank deposit?

In this article, I want a little talk on the topic of investing in the PAMM PAMM-accounts through services, which now provide virtually all brokers and dealing centers.

A. A very profitable investment in the PAMM-account?

To answer this question, you can take an example from the Savings Bank and the PAMM.

If SberBank offers at the moment the rate of 0.9% per annum for your contribution, it is mainly the PAMM-account offer you a minimum of (usually) 10% per month (ie 100% per annum). Profitably? From this point of view - no doubt profitable, but here there is the second most serious issue:

Two. The risk of loss?

There unfortunately is not so reliable as in the Savings Bank ... Investing in the PAMM-account means the probability of complete loss of all invested funds. And there are no guarantees on the return (full or partial) of your money in the PAMM-service does not. The question therefore arises:

Three. How to reduce the risk of loss of PAMM-investment?

To reduce the risk of losing your money you invest in the PAMM-account trader manager at the moment I see the following events:

- Proper creation of your investment portfolio.

- Diversification of risk.

First let's define, with the very concepts of "investment portfolio" and "Risk Diversification":
Read the full article PAMM-investment as a way to generate income

Greetings Colleagues,

In this column, published in the PAMM-account that invests site administration according to their views, opinions and errors in terms of the Trust management.

Administration does not offer you to invest a specified PAMM-account and is not responsible for the funds that you wish to invest in this PAMM-account!

Every investment - is your personal expression of the will!

Thus, the PAMM-account number 5045796 - "Paris-Dakar"

Validity of the PAMM-account: not defined.

Percentage of trader: 15%

The percentage of investors: 85% (there is a system for the phased investment and interest to investors).

Minimum investment: $ 15 ($ 15 minimum investment is not considered)

Term of investment: 6 days and 12 hours (ie at least a week).

Penalty for early withdrawal of funds: 10% (rather unpleasant procedure for the trader when his Money Management breaks irresponsible investor early withdrawal of funds).
Read the full article PAMM-account "Paris-Dakar" or who did not - he was too late ...